:root{--green:#0aa06e;--green-dark:#078a5e;--navy:#101d42;--ink:#1c2333;--muted:#5b6478;--bg:#edf1fa;--card:#ffffff;--line:#dfe4f0;--red:#c0392b;--amber:#f5a623;--radius:16px;--shadow:0 10px 30px rgba(16, 29, 66, 0.10);--tap:48px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55;overflow-x:hidden}img{max-width:100%;height:auto}a{color:var(--green-dark)}a:hover{text-decoration:underline}h1,h2,h3{color:var(--navy);line-height:1.2;margin:0 0 .5em}p{margin:0 0 1em}.wrap{max-width:1080px;margin:0 auto;padding:0 20px}.narrow{max-width:760px}.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}.site-header .wrap{display:flex;align-items:center;gap:20px;min-height:64px}.main-nav{margin-left:auto}.site-header .wrap{max-width:1240px}.main-nav ul{display:flex;flex-wrap:nowrap;align-items:center;gap:4px 16px;list-style:none;margin:0;padding:0}.main-nav li{margin:0}.main-nav a{color:var(--navy);font-weight:600;text-decoration:none;white-space:nowrap;padding:8px 0}.main-nav a:hover{color:var(--green-dark);text-decoration:none}@media (max-width:720px){.main-nav ul{gap:4px 14px}}.logo{display:flex;align-items:center;gap:10px;font-size:1.45rem;font-weight:800;color:var(--navy);text-decoration:none;white-space:nowrap}.logo:hover{text-decoration:none}.logo-mark{width:40px;height:40px;border-radius:50% 50% 50% 4px;background:linear-gradient(135deg,#22c55e,#0aa06e);color:#fff;display:inline-flex;align-items:center;justify-content:center;font-size:1.3rem;font-weight:800}.main-nav{margin-left:auto;display:flex;gap:4px}.main-nav a{color:var(--ink);text-decoration:none;font-weight:600;padding:10px 12px;border-radius:8px;min-height:var(--tap);display:inline-flex;align-items:center}.main-nav a:hover,.main-nav a[aria-current="page"]{color:var(--green-dark);background:#e8f7f0;text-decoration:none}.hero{padding:44px 0 8px;text-align:left}.hero h1{font-size:2.6rem;margin-bottom:8px}.hero p{font-size:1.15rem;color:var(--muted);max-width:640px}.hero .tax-year{display:inline-block;margin-top:6px;background:#e8f7f0;color:var(--green-dark);font-weight:700;font-size:.9rem;padding:4px 12px;border-radius:999px}.country-switcher{display:flex;flex-wrap:wrap;gap:10px;margin:22px 0 26px}.country-btn{min-height:var(--tap);padding:10px 20px;border-radius:999px;border:2px solid #fff0;background:#c7cddb;color:#fff;font-size:1rem;font-weight:700;cursor:pointer}.country-btn .flag{margin-right:6px}.country-btn.active{background:#bfe8d8;color:var(--navy);border-color:var(--green)}.country-btn:focus-visible{outline:3px solid var(--green);outline-offset:2px}.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:start}.card{background:var(--card);border-radius:var(--radius);box-shadow:var(--shadow);padding:28px}.card h2{font-size:1.5rem}.field{margin-bottom:18px}.field label{display:block;font-weight:700;margin-bottom:6px;color:var(--navy)}.field .hint{font-weight:400;font-size:.88rem;color:var(--muted)}.field input,.field select{width:100%;min-height:var(--tap);padding:10px 14px;font-size:1.1rem;border:1.5px solid #c9cfdd;border-radius:10px;background:#fff;color:var(--ink)}.field input:focus,.field select:focus{outline:3px solid #9fdcc4;border-color:var(--green)}.field input[type="checkbox"]{width:auto;min-height:auto;padding:0;accent-color:var(--green)}.field label:has(input[type="checkbox"]){display:flex;align-items:center;gap:8px;font-weight:600;cursor:pointer}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:12px 22px;border:none;border-radius:10px;background:var(--green);color:#fff;font-size:1.05rem;font-weight:800;letter-spacing:.02em;cursor:pointer;width:100%;text-transform:uppercase}.btn:hover{background:var(--green-dark)}.btn-secondary{background:#fff;color:var(--green-dark);border:2px solid var(--green);text-transform:none;width:auto}.error{color:var(--red);font-weight:600;margin-top:8px}.result-card{position:sticky;top:84px}.result-hero{text-align:left}.result-hero .label{font-size:1.1rem;font-weight:700;color:var(--navy)}.takehome-big{font-size:3rem;font-weight:800;color:var(--green);line-height:1.1}.takehome-sub{font-size:1.15rem;color:var(--ink);margin-bottom:16px}.breakdown{list-style:none;margin:0 0 12px;padding:0}.breakdown li{display:flex;justify-content:space-between;gap:12px;padding:8px 0;border-bottom:1px dashed var(--line)}.breakdown .dot{display:inline-block;width:10px;height:10px;border-radius:50%;margin-right:8px}.dot-red{background:#e74c3c}.dot-amber{background:var(--amber)}.dot-grey{background:#95a5a6}.dot-green{background:var(--green)}.breakdown .amount{font-weight:700;white-space:nowrap}.total-row{display:flex;justify-content:space-between;font-weight:800;font-size:1.15rem;padding:10px 0}.total-row .neg{color:var(--red)}.net-box{display:flex;justify-content:space-between;align-items:center;background:#e8f7f0;border:2px solid #bfe8d8;border-radius:12px;padding:14px 18px;font-size:1.25rem;font-weight:800;color:var(--navy);margin:10px 0 16px}.net-box .amount{color:var(--green)}.meta-line{font-size:.92rem;color:var(--muted)}.meta-line+.meta-line{margin-top:4px}.estimate-badge{display:inline-block;background:#fff3cd;color:#7a5b00;font-weight:700;font-size:.85rem;padding:4px 10px;border-radius:999px;margin-bottom:10px}details.working{margin-top:18px;border-top:1px solid var(--line);padding-top:14px}details.working summary{cursor:pointer;font-weight:800;color:var(--navy);min-height:var(--tap);display:flex;align-items:center}details.working table{width:100%;border-collapse:collapse;margin-top:10px;font-size:.95rem}details.working td{padding:7px 4px;border-bottom:1px solid var(--line)}details.working td:last-child{text-align:right;font-weight:600;white-space:nowrap}.coming-soon{text-align:center;padding:32px 20px}.coming-soon h2{margin-bottom:8px}.features{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:36px 0}.feature{border-radius:var(--radius);padding:26px 22px;text-align:center;box-shadow:var(--shadow)}.feature .icon{font-size:2.4rem;display:block;margin-bottom:10px}.feature h3{font-size:1.2rem;margin-bottom:6px}.feature p{margin:0;color:var(--ink)}.feature.blue{background:#dce9fb}.feature.green{background:#c8eed9}.feature.amber{background:#fdeec3}.section{margin:44px 0}.section h2{font-size:1.9rem}.section .lede{color:var(--muted);font-size:1.08rem}.example-table,.content-table{width:100%;border-collapse:collapse;margin:14px 0 20px;background:#fff;border-radius:12px;overflow:hidden;box-shadow:var(--shadow)}.example-table th,.example-table td,.content-table th,.content-table td{padding:10px 14px;text-align:left;border-bottom:1px solid var(--line)}.example-table th,.content-table th{background:#eef3fb;color:var(--navy)}.faq details{background:#fff;border-radius:12px;padding:14px 18px;margin-bottom:10px;box-shadow:var(--shadow)}.faq summary{cursor:pointer;font-weight:700;color:var(--navy);min-height:32px}.section-head{position:relative;padding-bottom:12px}.section-head::after{content:"";display:block;width:64px;height:5px;border-radius:999px;background:var(--green);margin-top:10px}.articles-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.article-card{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:20px;display:flex;flex-direction:column;text-decoration:none;color:var(--ink)}.article-card:hover{text-decoration:none;transform:translateY(-2px);box-shadow:0 14px 34px rgb(16 29 66 / .16)}.article-card .card-thumb{width:100%;height:180px;object-fit:cover;border-radius:12px;margin-bottom:12px}.tag{display:inline-block;align-self:flex-start;font-size:.75rem;font-weight:800;letter-spacing:.04em;text-transform:uppercase;padding:3px 10px;border-radius:999px;margin-bottom:10px}.tag-saving{background:#dce9fb;color:#1d4ed8}.tag-career{background:#d9f2d9;color:#1e7a34}.tag-budgeting{background:#ede3fb;color:#6b21a8}.article-card h3{font-size:1.15rem;margin-bottom:8px}.article-card p{font-size:.94rem;color:var(--muted);margin-bottom:12px;flex:1}.article-card .read-time{font-size:.85rem;color:var(--muted)}.article-card .read-link{display:inline-flex;align-items:center;gap:4px;margin-top:12px;font-weight:800;color:var(--green-dark)}.article-card:hover .read-link{text-decoration:underline}.site-footer{background:var(--navy);color:#cdd5e8;margin-top:56px;padding:36px 0 110px}.site-footer a{color:#9fdcc4;text-decoration:none}.site-footer a:hover{text-decoration:underline}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.site-footer h3{color:#fff;font-size:1.05rem}.footer-links{list-style:none;margin:0;padding:0}.footer-links li{margin-bottom:8px}.footer-bottom{margin-top:28px;padding-top:18px;border-top:1px solid #2a3a66;font-size:.9rem;color:#8fa0c4}.bottom-nav{display:none;position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border-top:1px solid var(--line);box-shadow:0 -4px 16px rgb(16 29 66 / .1);padding-bottom:env(safe-area-inset-bottom)}.bottom-nav .wrap{display:flex;justify-content:space-around;padding:0}.bottom-nav a{flex:1;text-align:center;padding:10px 4px 8px;color:var(--muted);text-decoration:none;font-size:.8rem;font-weight:700;min-height:56px}.bottom-nav a .bnav-icon{display:block;font-size:1.3rem;line-height:1.2}.bottom-nav a.active,.bottom-nav a:hover{color:var(--green-dark)}.page-body{padding:36px 0 8px}.page-body h1{font-size:2.1rem}.page-body .byline{color:var(--muted);font-size:.95rem}.article-body{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:30px}.article-body h2{font-size:1.35rem;margin-top:1.6em}.article-body table{width:100%;border-collapse:collapse;margin:12px 0 18px}.article-body th,.article-body td{padding:8px 10px;border-bottom:1px solid var(--line);text-align:left}.article-body th{background:#eef3fb;color:var(--navy)}.article-body ul,.article-body ol{margin:0 0 1em;padding-left:1.4em}.disclaimer-box{background:#fff8e1;border-left:4px solid var(--amber);padding:14px 18px;border-radius:8px;margin:20px 0;font-size:.95rem}.contact-form input,.contact-form textarea{width:100%;min-height:var(--tap);padding:10px 14px;font-size:1rem;border:1.5px solid #c9cfdd;border-radius:10px;margin-bottom:14px;font-family:inherit}@media print{.site-header,.bottom-nav,.country-switcher,.features,.section,.site-footer,.btn,details.working summary{display:none!important}body{background:#fff}.calc-grid{grid-template-columns:1fr}.card{box-shadow:none;border:1px solid #999}}@media (max-width:960px){.articles-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}}@media (max-width:720px){.hero{padding:28px 0 4px}.hero h1{font-size:1.9rem}.hero p{font-size:1.05rem}.calc-grid{grid-template-columns:1fr}.result-card{position:static}.features{grid-template-columns:1fr}.articles-grid{grid-template-columns:1fr}.main-nav{display:none}.bottom-nav{display:block}.site-footer{padding-bottom:150px}.takehome-big{font-size:2.4rem}.card{padding:22px 18px}.country-switcher{flex-wrap:nowrap;overflow-x:auto;padding-bottom:6px;-webkit-overflow-scrolling:touch}.country-btn{flex:0 0 auto}.footer-grid{grid-template-columns:1fr}.section h2{font-size:1.55rem}}